Reporting & Finance
Financing
Offer customer financing on big-ticket jobs with clear, upfront disclosure.
Overview
Sticker shock kills big jobs, and contractors lose the sale because they can't offer a way to pay over time at the table. Thorbis is exploring customer financing for large jobs, presented with clear terms and disclosure. You'll give customers a financed option on the estimate so price stops being the reason a high-ticket job walks.
What we're building
Sticker shock kills big jobs. When a customer can't see a way to pay over time at the table, the sale walks and the contractor loses high-ticket work to price alone.
Thorbis is exploring customer financing for large jobs, presented with clear terms and disclosure. You'd offer a financed option right on the estimate, tied back to the job and invoice, so price stops being the reason a high-ticket job slips away.
It's for contractors selling replacements and big installs who want to close more of the work they quote.
What you'll be able to do
- Offer financing on large estimates
- Show clear terms and disclosure to customers
- Present financed options at the point of sale
- Tie financing back to the job and invoice
- Help close more high-ticket work
- Give customers a way to pay over time at the table
- Keep price from being the reason a big job walks
Rollout plan
- 01
Financing on estimates
In progressOffer a financed option on large estimates.
- 02
Clear terms and disclosure
In progressPresent terms and disclosure to customers at the point of sale.
- 03
Tie-back to job and invoice
In progressLink financing to the job and invoice for a clean record.
Milestones
- Not started:
Financing approach scoped
Define how financed options appear on estimates.
- Not started:
Terms and disclosure
Present clear terms to the customer.
- Not started:
Point-of-sale offer
Surface financing where the deal closes.
- Not started:
Job and invoice linkage
Connect financing back to the job record.
More in Reporting & Finance
How to send useful feedback
Name the blocked role
Product feedback is more useful when it names the owner, dispatcher, technician, office user, or customer affected.
Explain the workaround
Describe what your team does today and where the process fails under real work.
Define success
Share what would change after launch: time saved, fewer manual steps, cleaner records, or better customer follow-up.