“$2,315” says no. “$64 a month” says yes.
Later on the roadmap. Estimates over your threshold will show monthly options automatically; the customer applies from their phone with a soft credit pull, and you are funded at completion. The lender carries the risk, not you.
Customer financing
Later- Pre-qualifysoft pull, no score hit
- Decisionseconds, on their phone
- You are paidin full, at completion
- Lendersthird-party, named when the agreements exist
Why it matters
The argument, in three rows.
The moment that matters
The monthly option sits beside “pay in full” on the same screen, because the moment someone is deciding whether to say yes is the only moment that matters.
Nobody touches an application
The customer applies from their own phone. Your techs sell the work; the lender handles the credit.
Stop discounting
A payment plan protects the price where a discount destroys it. Financing is how the right job stays the right price.
Move the money
The money follows the work.
Quoted from the book, billed from the job, collected on the drive. The cash loop runs on the same record as the day.
Up close
How it runs.
01
From estimate to funded
Over-threshold estimates show plans automatically ($750 and up is typical), and approval, terms, and fees ride with the plan the customer picks.
02
Plans for every ticket
Promotional 0% terms carry higher merchant fees; longer standard terms carry lower ones. The trade-off is printed, not discovered.
03
The line we hold
Thorbis is not a lender. Financing is offered through third-party lending partners, named when the agreements exist, and approval, rates, and terms depend on applicant credit. The payments terms say exactly this.
On the roadmap
What is still being built. In its own words.
Declined-to-financed recovery flows
Planned
Plan servicing views
Planned
Start
One bill. Every module.
$99 / company. Unlimited people. Plus metered usage. $15 included each month. Nothing on this page is a tier.
Coming from a suite? We’ll extract your records.
Rather talk first? Email the team.